![]() ![]() Westpac offers a money management app called CashNav (with the only catch being you have to be a Westpac customer). This includes all the premium features, plus unlimited accounts, and 30 years’ projection. – Super ($19.95 per month with annual payment discount). This includes automatic bank feeds, automatic and manual transaction importing, automatic categorisation, unlimited budgets, 10 accounts, 10 years’ projection. – Premium ($9.95 per month with annual payment discount). This includes manual imports, 12 budgets, 2 accounts, 6 months’ projection. ![]() Major NZ banks supported by the Live Bank Feeds feature are ANZ, Westpac, ASB, Kiwibank, BNZ, TSB Bank, Sovereign, NZHL, along with 12 other banks in New Zealand.Īs of 1 Sept 2019 there is 3 pricing plans available, including a free plan for the casual budgeter. As transactions occur they can be categorised, with notes made against them, to help for when you analyse your spending. Pocketsmith offers reporting consolidation (the dashboard gives summaries of all activity in one place) – You can connect to your bank and get up-to-date account statuses feeding in with their Live Bank Feeds feature. The budget calendar can also be used as an expense tracker, to plan and schedule upcoming bill payments. Pocketsmith also offers a budget tracker calendar to give projections of your future financial health (taking into account the ‘what-ifs’, e.g. It boasts powerful search capabilities to crawl your spending history to help you to easily find old transactions. You can break down your home budget into the most useful time-spans for you: monthly, weekly, daily, etc. Pocketsmith has been developed to give a clear picture of your present spending, helping you understand where money is going out to, in order to get control of your spending. PocketSmith is New Zealand-made budgeting software and offers a companion app for both iOS Apple devices (download at the App Store) and Android (download at Google Play). Also, many have developed apps for the iPhone (iOS-based Apple devices, download through App Store) and Android devices (download through Google Play), so if you’re looking for the best free budget app out there (or even prepared to pay for a premium service), we’ve put together a review of some of the best budget apps available today. It is predominantly non-bank players who provide dedicated spending tracking apps and budgeting apps, with some of them integrating with bank transaction feeds. It’s fair to say that other big banks will similarly be continuing to enhance their online banking platforms with budgeting and spend tracking features. ASB also encourages customers to code their transactions for enhanced reporting and analysis. This allows users to set up spending allowance categories, to keep an eye on each category, like a kind of spending diary. While ASB doesn’t have a dedicated budget app, it has taken steps to incorporate a spending tracker feature (called ‘Track My Spending’) into its internet banking tool. ![]() The other large banks, BNZ, ANZ, ASB, Kiwibank, TSB Bank didn’t have dedicated budgeting apps. If returning to good old fashioned pen and paper feels too strange for you in this age of mobile phones, budget apps can be a great way to help you get in control of your finances.Īs of the time of this article, September 2019, the only major NZ bank to have a dedicated budget app is Westpac, with their CashNav app (reviewed below). ![]()
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